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This tool provides you with an opportunity to find out how much you can borrow and how much home you can buy based on standard lender guidelines. Our conclusions will assume your credit is acceptable to these guidelines. If you have a question about your credit, please contact one of our loan consultants. Please be aware that these guidelines can be flexible. Variables such as down payment, liquid assets and credit score can affect the amount that you may qualify for.
 
Fields marked with an asterisk(*) are required. Others are optional.
 1.* Household Employment Income:
  Gross Paycheck:   $
  Self Employment Income (if applicable):
  2003 Profit from Schedule C (line 29): $
  2003 Depreciation from Schedule C (line 13): $
  2002 Profit from Schedule C (line 29): $
  2002 Depreciation from Schedule C (line 13): $
 2. Other regular source of income (pensions, disability, alimony, child support), monthly:
Notice: Alimony, child support or separate maintenance income need not be revealed if the Borrower (B) or Co-Borrower (C) does not choose to have it considered for repaying of this loan.

 
$
 3. Can you document your income through Paystubs, W2s, etc.?
Yes no
 4. Have you been steadily employed in the same line of work for over two years?
Yes No
 5. Please list monthly payments on the following:
  5a. Car: $
   5b. Student Loan: $
  5c. Credit Cards (exclude amount that you pay off): $
   5d. Other: $
 6. How would you rate your credit?  
 7.* How much cash will be available to use as down payment and cover closing costs, etc.?
Notice: Lenders require 2-3 months cash reserves in addition to the downpayment and closing costs. If question # 9 is left blank the cash reserve estimate will be subtracted from this total.
$
 8. How much of that amount will be gift money? $
 9. AFTER YOU CLOSE THE TRANSACTION, how much will you have in the following types of accounts:
  9a. Checking and Savings Accounts: $
   9b. IRA's, Keogh's, and 401K's: $
  9c. Stocks and Bonds NOT INCLUDED ABOVE: $
   9d. Other: $
 10. Property Location:   
 11.* Your Property Type:  
 
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